Are you seeing a dramatic increase in the cost of doing business? We may have an explanation for that.  

South Carolina’s current civil justice system is driving up the cost of doing business by fostering an environment where litigation risks are high. The state’s legal framework, characterized by broad liability laws and a propensity for high damage awards, leads to an increase in lawsuits against businesses. As a result, insurers face higher claims payouts, which in turn drives up insurance premiums for businesses. The heightened risk and financial strain is discouraging new business ventures and causing existing businesses to close or consider relocating to states with more favorable legal climates. 

Below are some questions to help you determine if our current civil justice system is affecting your business.

• Are your insurance premiums rising each year?  
• Are you finding it more difficult to obtain insurance coverage?  
• Do you feel like you are spending unnecessary money on legal fees?  
• Do you own a corporate fleet? 
• Do you have events where you serve alcohol? 
• Do you have concerns about the potential for frivolous lawsuits?  

If any of this resonates with you and your business, I want to hear from you!  

Your business testimonials are extremely impactful for me to share with our legislators when they are making decisions in Columbia. We are looking for businesses to champion lawsuit reform when the legislature goes into session in January.  

Possible Scenarios & Legislation:  

• South Carolina could adopt a pure several liability model, under which a defendant is only liable based on their percentage of fault. 
• S. 533, SC Justice Act, would address joint and several liability in South Carolina by reducing the number of businesses that are held partially liable and forced to pay 100% of damages regardless of their level of involvement in a case. The bill was placed on special order by the Senate but failed to gain the majority vote (cloture vote) to ultimately pass the bill. 
• H. 3933, Contribution among tortfeasors, a similar bill to the Senate version, never made it to the House Floor for a vote. 

What does commitment to this effort look like?  

You can be as involved as your time permits. Asks that may be made include:  

• Provide a personal testimonial on how our current legal system is harming your business that can be used in publications and communications to legislators.  
• Write letters, make phone calls or send emails to advocate for specific policies or legislation. 
• Use your social media platforms to raise awareness, share information and mobilize support for the cause.  
• Attend meetings, workshops or rallies to stay informed and show support. 

Email me if you would like to get involved.